Insurance

Protect your business, your family, and yourself.

Life, disability, and critical illness insurance solutions suited to entrepreneurs and every stage of life.

Coverage that fits

Reduce the risks that can affect your future.

The loss of a key associate or employee, company debt, overhead costs, or a share buyout can have a major impact. An analysis of your needs can help identify simple, affordable, and flexible solutions to protect what you are building.

Life insurance

Life insurance provides a tax-free lump-sum payment to the person of your choice upon your death, as long as premiums are paid. It can protect your family, cover debts, and form part of your financial plan.

Term life insurance

Coverage for a defined period
Generally lower cost
Fixed payments
Option to convert to permanent life insurance

Permanent life insurance

Lifetime coverage
More flexible payments depending on the product
Potential to build cash value

Disability insurance

Disability insurance can provide a tax-free monthly payment to replace income and cover expenses when illness or injury prevents you from working. Some causes of disability, including chronic pain or mental illness, are not always visible.

How it works

Choose the coverage amount and optional benefits
Pay the monthly premium
Submit a claim if you become disabled
Receive payments after the waiting period set out in the policy

Critical illness insurance

Critical illness insurance can provide a tax-free payment following the diagnosis of an illness covered by the policy, such as cancer, heart attack, or stroke.

How it works

Choose the desired coverage amount
Pay the required premium
Submit a claim after an eligible diagnosis
Receive the payment after any applicable waiting period

Plan with confidence

Clear protection starts with a conversation.

Discuss your business, family, and priorities to identify coverage that fits your situation.

Speak with an advisor