General Conditions of Use

1. Introduction and Acceptance

By accessing this website (www.bnbcpa.ca) or associated BNB+ portals, you agree to comply with and be bound by these general terms and conditions of use ("T&C"). If you disagree with any part of these provisions, please do not use this website.

BNB+ reserves the right to modify these T&C at any time to remain compliant with the law and professional best practices. Modifications will take effect immediately upon their publication on the site.

2. Content and Website Purpose

The content of this website is provided for informational purposes only. No published information constitutes professional accounting, tax, legal, or financial advice. To obtain such advice, please contact our certified professionals directly.

Consulting this website or using our contact forms does not establish any professional, contractual, or formal advisor-client relationship between you and BNB+ or its divisions.

3. Intellectual Property and Use License

All content on this site (including texts, images, logos, documents, visual structure, code, databases, etc.) is the exclusive property of BNB+ and is protected by Canadian and international intellectual property laws.

• Any reproduction, distribution, adaptation, translation, or commercial exploitation, in whole or in part, is strictly prohibited without the prior written consent of BNB+.
• You are granted a limited, personal, non-exclusive, and non-transferable license to view and download content for informational, non-commercial purposes only, provided all copyright notices are kept intact.

4. Responsible Use of the Website

You agree to use this website in compliance with all applicable laws and in a respectful manner. It is strictly forbidden to:

• attempt unauthorized access to our systems, secure data, or protected areas;
• compromise the performance, security, or integrity of the website;
• use contact forms to send fraudulent, abusive, or unsolicited commercial messages (spam);
• attempt to copy, extract, or modify the website's source code.

BNB+ reserves the right to restrict access or take legal action against any individual or entity that violates these prohibitions.

5. External Links

This website may contain hyperlinks to third-party sites (such as customer portals or external tools). BNB+ has no control over these external websites and assumes no liability for their content, privacy policies, availability, or security. Accessing these links is entirely at your own risk.

6. Personal Data and Privacy

The collection and processing of your personal information through this website are governed by our Privacy Policy, developed in compliance with Quebec's Law 25. By using this website and submitting forms, you consent to that policy.

7. Limitation of Liability

BNB+ does not guarantee that the website or its content will be error-free, complete, or fully up to date at the moment of your reading. BNB+ shall not be held liable for any direct, indirect, or consequential damages resulting from:

• the use or the inability to use this website;
• any errors or omissions in the content;
• technical failures, slowdowns, or service interruptions;
• external malicious acts or cyberattacks.

The website is provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied.

8. Governing Law and Jurisdiction

These T&C are governed by and construed in accordance with the laws of the Province of Quebec and the federal laws of Canada. Any dispute arising from the use of this website shall be submitted to the exclusive jurisdiction of the competent courts of the judicial district of Laval, Quebec.